Everything we've written for property owners about insurance & claims.
Not every loss ends up as a claim, and only you and your agent can make that call. Here are the numbers we put in front of homeowners - the deductible, the coverage limit that actually applies, the flood exclusion - and the documentation we provide either way.
Insurance & ClaimsSump pump failures and sewer backups are the most common basement losses we see, and the coverage for them is almost always a separate, capped endorsement. Here is how to find out what your policy actually pays before you need it.
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